Blue Shield of California has The Best Dental Insurance in California. This program is great for all ages including seniors on Medicare as well. In my opinion, it’s the most comprehensive plan available in California and also has the best cost. Are you a senior citizen seeking the best dental insurance plan in California? If so, I’m going to share with you some tips on how to find one!
Article Topics:
- How Much is The Best Dental Insurance in California
- How to Get The Best Dental Insurance in California Coverage?
- No Waiting Periods
- What are the Copays etc. of The Best Dental Insurance in California
- The Best Dental Insurance in California also Covers Orthodontics
- Conclusion — The Best Dental Insurance in California | Low Premium No Waiting
- About The Author — Christopher Duncan
- Important YouTube Channel Details
How Much is The Best Dental Insurance in California
The first thing most people ask me is how much does it cost? The premium is very affordable at about only $25 per month. The exact premium depends on what part of California you live in, but they are all around $25 per month. Besides having a very affordable premium, some of the best parts of the program are there’s no deductible for any services and no annual maximums. Most dental programs available usually have at least a $50 per year deductible. And most have a maximum they will payout of $1000 or $2000 dollars. Then most of those plans cost $50 a month or more. Like I said this plan is around $25 per month, has no deductibles, and no annual maximums.
How to Get The Best Dental Insurance in California Coverage?
In order to have coverage, you do need to use their network of contracted dentists. The list is extensive in almost all areas of California. Here is the link to search for dentists in your area. Below is another quick tutorial video on how to enter the correct information to find providers near you. This is an HMO plan so you must use the in-network dentists for coverage. If you go to a dentist that’s out of the network then you’ll have no coverage using this plan. If you would like a program with a wider range of providers I can help you there as well.
No Waiting Periods
This plan unlike most has no waiting periods for diagnostic services, preventative services, and also basic and major services as well. Again not having a waiting period is highly unusual. However, many plans will cover diagnostic services like cleanings immediately. but not many will cover basic and major services immediately as this plan will. Most plans make you wait 6 months or a year to have coverage in this area. Examples of diagnostic and preventive services are:
- Exams
- Cleanings
- X-rays
Basic services include but are not limited to
- Fillings
- Root Canals
- Extractions
Major Services, again, include but are not limited to
- Crowns
- Implants
- Dentures
- Removal of Impacted Teeth
Another very unusual covered service is coverage for implants, dentures, and orthodontic services with this program.
What are the Copays etc. of The Best Dental Insurance in California
What you are responsible to pay is copays for each of the services you receive. But most of your diagnostic and preventive services are a $0 copay. The exam, cleanings, and x-rays all have a $0 copayment. Copays for a basic service like a root canal start at $155 per tooth and fillings are $18 per tooth. Crowns are a copay of $300. I have provided a link to the plan’s summary of benefits below for you to review yourself. Below is also the evidence of coverage which has a much more detailed list of copays of covered services.
SUMMARY OF BENEFITS | EVIDENCE OF COVERAGE
The Best Dental Insurance in California also Covers Orthodontics
It’s also unusual to have an individual dental insurance program to cover orthodontics. In order for the insurance to cover orthodontics, there is a 12-month waiting period. And is limited to cover one continuous two-year course of treatment. Please read more in the evidence of the coverage link that is provided above This is by far the most affordable dental insurance in California I have been able to find for individuals. As an independent agent that is able to represent a multitude of companies, this is the only one I have found that has no deductibles, no annual maximums, and virtually no waiting periods.
In addition, the copays for most diagnostic and preventive services have a $0 copay and have immediate coverage for services like fillings, root canals, crowns, dentures, and many other services. It’s very easy to apply for coverage. All you need to do is contact me through my special website at https://bestcaliforniadental.com for this program or call me toll-free at 800-910-3382. I do this all over the phone it takes about 5 minutes and you cannot be denied coverage.
Conclusion — The Best Dental Insurance in California | Low Premium No Waiting
I hope that this article has confirmed your decision to go with Blue Shield of California for dental coverage. If you want a quote or have any questions, please feel free to contact me at my office phone number and email address. I’m always happy to answer all your insurance needs! The information in today’s blog post is accurate as of the date listed above but rates may change so be sure to confirm them before making any decisions about changing providers. Have you found my blog posts helpful? Leave a comment below!
About The Author — Christopher Duncan
I’m Chris Duncan, owner of Trusted Benefits Direct. As your Medicare advisor, I want you to know that my business offers superior solutions for everyone. I do not work for insurance companies, which allows me to serve you at a high level without any hidden agendas or conflicts of interest. All resources are provided at no cost. Because people must find peace of mind when looking ahead years down the line.
As an insurance agent, it’s my goal to make your life easier. That includes the process of securing all types of coverage for you and your loved ones, including Medicare Supplements, Medicare Advantage, Medicare Part D, Final Expense life insurance services, and retirement security plans. You can reach me toll-free at 800-910-3382 or get a free quote on MedicareRateQuote.com with just a few clicks! Don’t forget that I also offer contact forms if you would like more information from trustedbenefitsdirect.com – click here now!
Important YouTube Channel Details
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