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What is Medicare Part A

Part A of Medicare in its simplest term is inpatient Medical coverage. Simply put, it covers you for when you go into a building and you stay overnight. This, of course, is oversimplified but it is a good reference point for services you may need. If you think, “will the treatment I receive result in an overnight stay?” Part A of Medicare will likely cover it.

What is Medicare Part B

Medicare Part B is Medical Insurance or doctor insurance. Part A covers us for services when we are in a facility and stay overnight. It is easiest to think that Part B will cover when you receive services and you come home the same day. It is easiest to think of it as coverage for outpatient services. A list of examples but certainly not limited to this list is it covers doctor exams, preventative services like cancer screenings, laboratory tests, x-rays, MRI’s, Cat Scans, Physical Therapy, Occupational Therapy, Durable Medicare Equipment like wheelchairs and oxygen and also ambulance services. Like Part A, Part B has deductibles and coinsurance the Medicare Beneficiary is responsible for.

Medicare Part C | What To Know

Medicare Part C | what to know is another choice for the undecided Medicare recipient. The Centers for Medicare and Medicaid Services (CMS) uses the term “Part C” to describe HMO (health maintenance organization), PPO (preferred provider organization), PFFS (private fee-for-service), SNP (Special Needs Plan, CSNP (Chronic Special Needs Plan and MSA (medical savings account) plans offered by private insurance companies. You will often hear

Medicare Part D | By The Numbers 2020

Medicare Part D Prescription Plan is an outpatient prescription drug program. Part D is provided in conjunction with private insurance companies and the federal government. It is important to know what type of prescriptions Part D will cover. Medicare Part D covers outpatient prescriptions. Usually, prescriptions picked up at a pharmacy. The costs outlined later in this article pertain to outpatient prescription drugs.

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